Take Your Time Plan
See the coin you want but can't afford to buy it now?
Take advantage of our interest free
Take Your Time Plan!
Take Your Time Plan Basics
Order the coins you really want with only a small deposit to start. Pay as little or as much as you like per month for up to 24 months. Sound too good to be true? It's not! Learn more below.
Our Take Your Time Plan is available to all customers wishing to make multiple, interest free, payments on their order. All Take Your Time Plan orders are placed via phone with a Customer Service Representative and cannot be placed online. A minimum of 10% down via credit card, PayPal, or check/money order is required at the time the order is placed. Product prices and order total are not locked in until the customer has made their last payment and may change at any point until the last payment has been made. Sale prices are not valid on products placed on Take Your Time Plan orders. The amount and frequency of subsequent payments is at the discretion of the customer, however, the order must be completed within 24 months time of the original order date. If the order has not been paid within 24 months of the start date, the order will be cancelled and MintProducts will refund the amount paid via check minus the 10% deposit.
Take Your Time Plan orders can be cancelled at any time within the first 120 days of order placement. After 120 days, regardless of amount paid, the order cannot be cancelled by the MintProducts.com customer. We reserve the right to cancel a customer’s Take Your Time Plan order at any time, for any reason, and will make every attempt to immediately notify the customer upon cancellation. Cancelled Take Your Time Plan orders will be refunded within 72 business hours of cancellation.
By entering into a Take Your Time Plan order transaction with MintProducts.com, customers agree to the terms set forth in our Terms and Conditions and the Take Your Time Plan policy.
Take Your Time Plan FAQ's
How do I start a Take Your Time Plan?
Just call us at 1-866-665-6468 and speak with a Customer Service Representative! Take Your Time Plan orders cannot be done through online checkout.
How much is required for the first payment?
A deposit equal to 10% or more of the current purchase price via credit card, PayPal, or check is required to start a Take Your Time Plan order.
Are there any product restrictions?
Products purchased through the Take Your Time Plan aren't set aside at the time you start your order. Therefore, we will only accept Take Your Time Plan orders on products that will still be in stock within 12 months time. However, exceptions can be made for One of a Kind products or items that may sell out. Speak with a Customer Service Representative to find out if the product you're interested in is eligible.
Is the price locked in?
Due to the dynamic nature of bullion and numismatic pricing, we cannot lock in your price until you make your final payment. That said, the price may be up or down from when the Take Your Time Plan was started. For this reason, we also cannot honor sale prices for Take Your Time Plans, even if it's on sale when you make your final payment.
How do I make payments? How frequently do I have to make them?
Just call us at 1-866-665-6468 and speak with a Customer Service Representative to make a payment via credit card (Visa, MasterCard, or Discover). Alternatively, you can send a check or money order in the mail. PayPal invoices can also be sent to customers wanting to utilize that payment service. Please note, you will not receive regular bills or emails indicating payment is due. It's up to the customer to decide when to make a payment and how much to pay. However, all plans must be paid off within 24 months of the start date. Please note MP Cash cannot be used to make payments on a Take Your time Plan order.
Can I cancel my Take Your Time Plan order?
As long as you cancel within the first 120 days, yes, for a full refund. Take Your Time Plan orders cannot be cancelled after 120 days from the start date due to limitations in refunding credit card transactions. Please note, Take Your Time Plan orders can be cancelled by MintProducts at any time for any reason. In the event of cancellation, customers will be notified via email or phone and all payments will be refunded within 72 business hours.
When will my Take Your Time Plan order be shipped?
Once your final payment has been made, your Take Your Time Plan order will be sent to the Processing Department for fulfillment. Processing typically takes 1-4 business days but some products may require more time to fulfill. Once your order has shipped you will receive it within 1-10 business days dependent upon the Shipping Method.
Do I have a return privilege?
Yes. There's a 7-day return window on all Take Your Time Plan orders, except on all bullion items. Once the 10-day window has passed, or if the item you ordered was bullion, you can exchange the item for a replacement, if available. Due to constant fluctuation in precious metals pricing, we are unable to accept returns on bullion products.
What happens if I don't pay off my Take Your Time Plan within 24 months?
If your Take Your Time Plan is not paid off within 24 months, MintProducts reserves the right to cancel your order. MintProducts will keep the 10% down payment and will refund the remaining funds within 72 business hours. Please call us immediately if you are approaching the 24 month deadline and we will do everything we can to find a solution.
If you have any other questions regarding our Take Your Time Plan please contact us via phone at 1-866-665-6468, via email at email@example.com, or Live Chat.
Updated February 2019.